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Open Enrollment for the Health Insurance Marketplace has ended. You may be eligible for a Special Enrollment Period. You can apply for the Medicaid program at any time.

How can I still get coverage?

  • If you have experienced certain life events - like getting married, having a baby, or losing other coverage - you may qualify for a Special Enrollment Period through which you may be able to enroll in a Marketplace plan outside of open enrollment.
  • If you were denied Medicaid or CHIP, you may qualify for a Special Enrollment Period.
  • For any reason, if you had trouble signing up for coverage, you may qualify for a Special Enrollment Period. You can find out if you qualify for a Special Enrollment Period here.

What happens next?

  • If you did not enroll in a health insurance plan, and do not qualify for an exemption, you may have to pay a penalty of $695 or 2.5 percent of your household income (whichever is more) with your federal income tax return. You can find out if you qualify for an exemption here.

What can I do now?

  • If you missed the open enrollment deadline, you should look into all your health insurance options and possible exemptions.
  • Short term health insurance can be obtained through an insurance agent outside of open enrollment to protect your health in the meantime. Find important information about plans outside the Marketplace here.
  • You may be eligible for  free or low-cost coverage through Medicaid or Children's Health Insurance Program (CHIP). You can apply for the Medicaid program any time during the year.

Using your new health insurance coverage

  • Your health insurance coverage provides you with the ability to access important services that keep you healthy. These are some of the items and services that may be covered in your health insurance plan: vaccines, medications, prenatal care, mental health and substance abuse disorder treatment and pediatric services, including oral and vision care..
  • It's important to visit your primary care provider. A primary care provider is a doctor, nurse or other healthcare professional who acts as your personal healthcare provider managing all your healthcare needs.
  • UI Health has many healthcare providers to choose from. To find a provider, click here, or call  866.600.CARE to make an appointment with a UI Health provider.

How Can UI Health Help Me?

We can answer your questions over the phone, by email, or you can schedule an appointment to get help in person. We have many locations; there is probably one right in your neighborhood.


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